CertDEB Exam Information and Outline
Certificate In Digital & Ai Evolution In Banking (CertDEB)
Syllabus Update Checked on: November 6, 2026
CertDEB Exam Syllabus & Study Guide
Before you start practicing with our exam simulator, it is essential to understand the
official CertDEB exam objectives. This course outline serves as your roadmap.
The information below reflects the 2026 syllabus defined by
AICB.
Below are complete topics detail with latest syllabus and course outline, that will help you good knowledge about exam objectives and topics that you have to prepare. These contents are covered in questions and answers pool of exam.
- Exam Format
- 40 multiple-choice questions; duration 60 minutes (online)
- Unit 1: Digital Change in Banking
- Evolution of digital and AI technologies in banking
- Legacy vs. de novo systems; strategic adoption and cost-benefit analysis
- Fintech, digital, challenger and neo banks, EMIs and open banking
- Big data and market trends
- Unit 2: Digital Banking Systems
- Digital payments and e-money institutions
- Disintermediation and non-bank lending
- Blockchain vs. distributed ledgers; cryptocurrency vs. digital fiat; NFTs
- Unit 3: Technology Risks in Digital Banking
- Risks of AI and machine learning; chatbots and expert systems
- Cybersecurity, data breaches and cloud reliance
- Data protection and impact on trust and brand
- Unit 4: Regulation of Digital Banking
- Open banking, PSD2, regulatory sandboxes and RegTech
- Cryptocurrency regulation and digital bank licensing
- Ethics: agency, accountability and responsibility